Do you need to worry about the security of your financial assets, stored both at home and online? In the past, the answer given by expert analysts would have been a resounding no. It’s true to say that thirty years ago people had no idea how vulnerable their security would be. The idea of credit card cloning and data theft was a myth. It was a concept that was largely talked about in science fiction dramas. Now, it’s a worry that’s all too real. It’s a danger you should be aware of and that you can’t just dismiss it. Your financial assets are at risk, and you need to protect them. There are two types of security that you should be thinking about. There’s home security and online security. We’ll look at each, in turn, offering ideas on how to keep your personal finances safe.
Home Security Features
The first thing you should think about is buying a safe. You can use a safe to store any personal information or any money that you’re keeping around the house. You may also want to store any jewelry in there when you go out or anything else that is small and valuable. Make sure that you buy a good quality safe that can only be opened with the code. Only members of your family should know this code and be able to open the safe. If you’re worried about the simplicity of the code you should change it to make it something more complex. If you have children, they should not know the code. Unless you are sure they can be trusted to keep it to themselves.
You might also want to speak to a private investigator. A private investigator can examine your home and give you an idea of how secure it is. They can help you make sure that there is no easy way for people to access your house, even recommending other security features that you can use. Click here to find more information about this type of home review.
One possibility they might recommend is the installation of CCTV cameras. If you have a large home property this isn’t overkill. It’s a good measure to consider to ensure the safety of the financial assets you store in your home. You do need to be careful about local regulations because in some cases CCTV is not allowed if it records another person’s property.
You should realise that digital finances are just as vulnerable as money that you keep in your home. Perhaps more so, especially if you don’t take passwords seriously. You should not be using the same passwords for every account that you have online. Vary them otherwise if a criminal gets one, they’ll have access to them all.
As well as this, make sure that your passwords are not written down anywhere. Instead, memorise them and do not save them onto computers. Many search engines now give the option of storing passwords for later use. This is never a smart decision, even if it is a personal, private computer.
Using this advice, you’ll be able to keep your finances safe, avoiding the mistakes people have been making.